HomeBuy Direct Scheme

HomeBuy Direct Scheme

 

HomeBuy Direct Equity Loans scheme provides you with an opportunity to purchase a property at minimum 0f 70% of its current market value. To make things easier and affordable, you are given an equity loan of up to 30%. The best thing about HomeBuy Direct Equity Loan is that during the first five years you are not required to make any payments on the loan. However, at the beginning of year 6, you will be charged a small fee (usually 1.75% per annum) which may vary depending on the existing inflation rate.


The HomeBuy direct scheme 2011 property buying/renting process consists of five main stages and usually kick-starts with you submitting an Eligibility Assessment Application Form to your Local Area HomeBuy Agent. The Application processing might take up to eight working days after which you are supposed to find yourself a suitable property and submit the completed "Property Information Form" to your local HomeBuy Agent . Please note that the maximum time limit for exchange of contracts between you and your local HomeBuy Agent is 12 Weeks or 3 Months. Also, bear in mind that you will be solely responsible for securing your mortgage and choosing your conveyancer, however you shall be allowed to consult your agent for advice or suggestion.


The HomeBuy direct Scheme has gained a lot of popularity recently and will perfectly suit you if you are a first-time buyer. This website will serve as your ultimate guide to HomeBuy Direct Scheme, including the Eligibility requirements, the fee structure and the stages involved. Find out about the first buy scheme


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